Terms of Use

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Owner and Data Controller

Instant Transfer - Eldoret, Kenya
Company contact email: instantmpesaexchangeltd@gmail.com

1. Acceptance of Terms

By downloading, accessing, or using Instant Transfer, you agree to abide by these Terms and Conditions. If you do not agree, please do not use the App.

2. Description of Services

Instant Transfer allows users to deposit and withdraw funds between Deriv and M-PESA accounts. Services may be updated, modified, or discontinued at any time without prior notice.

3. Eligibility

To use this App, you must be at least 18 years old and either a resident of Kenya or a registered M-PESA user. By registering, you confirm that all information provided is accurate and complete.

4. User Responsibilities

You are responsible for maintaining the confidentiality of your account information. You agree not to engage in fraudulent activities, tamper with the App’s software, or violate any applicable laws while using Instant Transfer.

5. Fees and Payments

Instant Transfer does not charge any fees for registration. However, a margin of 4% is applied between the current market exchange rates when transferring between M-PESA and Deriv. Refunds are only issued after confirmation of an incomplete transaction.

6. Intellectual Property

All content, branding, and intellectual property in the App belong to Instant Transfer. Unauthorized reproduction or misuse is strictly prohibited.

7. Termination

We reserve the right to suspend or terminate access to the App without prior notice if you violate these Terms.

8. Limitation of Liability

Instant Transfer is not liable for any direct, indirect, or consequential damages resulting from your use of the App.

9. Governing Law

These Terms are governed by the laws of Kenya and, in relation to platform integrations, also by Deriv’s platform terms. Any disputes must be handled through official communication channels.

10. Changes to the Terms

We may modify these Terms at any time. Continued use of the App signifies your acceptance of any changes.

Additional Information for Users

Legal Basis for Data Processing

Instant Transfer may process personal data when:

  • You have given consent for specific purposes.
  • Data is required to fulfill a contract or pre-contractual obligation.
  • Compliance with legal requirements is necessary.
  • It serves the public interest or exercise of official authority.
  • It is necessary for legitimate business interests.

You may contact us to understand which basis applies to your data processing.

System Logs and Maintenance

For performance and maintenance, Instant Transfer and third-party services may collect logs or IP addresses to monitor usage and fix issues.

Help & Contact

Contact us via:

© 2025 Instant Transfer. All Rights Reserved.
Crafted by JUMIS Instant Transfer Ltd.